Problem case 2

• Married couple with low income.
• Keen to improve their property (and quality
  of life).
• Children keen to help.
• But couldn't raise the funding alone.

Solved by Martin

• Children's income was used for affordability (but not expenditure).
• Children joined the loan, but not the deeds.
• Independent advice to ensure no undue influence.
• A 'common sense' approach.
• Case completed.